austin.veteransunited.comVeterans United of Austin, TX - Your Local VA Loan Specialists

This website may not be compatible withand Expertise Chad Bowman Branch Manager NMLS #191475 Ryan Bray Production Manager NMLS #42982 Are you looking to Purchase or Refinance? I want to buy a home I want to refinance my home ← Back What is your branch of service? Army Marine Corps Navy Air Force Coast Guard National Guard Department of Defense Military Spouse Other VA Eligibility No Military Experience ← Back What is your price range? (An estimate is fine) under $100,000 $100,000 - $150,000 $150,000 - $200,000 $200,000 - $250,000 $250,000 - $300,000 $300,000 - $350,000 $350,000 - $400,000 $400,000 or more I don’t know ← Back What is the value of your home? (An estimate is fine) under $100,000 $100,000 - $150,000 $150,000 - $200,000 $200,000 - $250,000 $250,000 - $300,000 $300,000 - $350,000 $350,000 - $400,000 $400,000 or more I don’t know ← Back What is your current mortgage interest rate? Select your current interest rate… under 4.5% 4.5% 4.75% 5% 5.25% 5.5% 5.75% 6% 6.25% 6.5% 6.75% 7% 7.25% 7.5% 7.75% 8% 8.25% 8.5% 8.75% 9% 9.25% 9.5% 9.75% 10% over 10% I don’t know ← Back How much do you currently owe on your home mortgage? under $100,000 $100,000 - $150,000 $150,000 - $200,000 $200,000 - $250,000 $250,000 - $300,000 $300,000 - $350,000 $350,000 - $400,000 $400,000 or more I don’t know ← Back Do you currently have a VA Loan? Yes, I currently have a VA loan No, I do not currently have a VA Loan ← Back Are you financing a manufactured home? No, I am not financing a manufactured home Yes, I am financing a manufactured home ← Back When are you planning to make your home purchase? Within a Month In 2-6 Months Over 6 Months ← Back What prevents you from buying your new home today? My credit rating is too low My income is too low I am locked in a rent/lease I am transferring to a new location I haven’t found a home yet Other ← Back What is your current credit score? Excellent (720+) Good (660-719) Fair (620-659) Poor (Below 620) I don’t know ← Back What is your ZIP code? Continue → ← Back What is your email address? Your information is secured by 256-Bit SSL encryption. Continue → ← Back What is your name? Your information is secured by 256-Bit SSL Encryption. First Name Last Name Continue → ← Back What is your current street address? Continue → ← Back What is your phone number? Your information is secured by 256-Bit SSL Encryption. By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its affiliates , and agents and home-services providers about real estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the privacy policy and terms . Consent is not a condition of service. ← Back You’re almost there! How would you like to proceed? I want to complete my prequalification over the phone. Get step-by-step help through the process with your dedicated Loan Specialist. A loan specialist will contact you soon by phone to complete your prequalification. I want to complete my prequalification online. Go at your own pace with our convenient online prequalification tool. Average completion time is 20 minutes. A loan specialist will contact you soon after completion of your online prequalification. Veterans United in Austin, Texas Events and Seminars Texas VA Home Loans Superior VA Loan Expertise Our home loan specialists are industry experts on VA loan eligibility and qualification guidelines for all of Texas. Through extensive training and experience working with Veterans and military families, they get to know the VA home loan inside and out. Meet our team » Featured Video 4.8 out of 5 Average Satisfaction Rating Based on 717 verified post-closing surveys See all reviews » Contact your Austin, Texas area Home Loan Specialist at (512) 646-0800 —or— Send us an email! To begin the loan process, complete a loan application over the phone or visit our Austin location. From there, your home loan specialist will determine which loan product works best for you and begin working toward your pre-approval status. Military Advisors Connect us to the Community This group of top retired senior enlisted leaders from each branch of our Armed Forces travels the nation to educate servicemen and women about the powerful VA home loan benefit. By sharing their more than 100 combined years of expertise, our Military Advisors help us build a VA home loan process that better serves military homebuyers. Meet our Military Advisors » Our military advisors are paid employees of Veterans United Home Loans . Featured In USA Today Military Times ABC News CNN Money The New York Times CBS News YAHOO! Finance The Power of a VA Loan Eligibility Comes With Exclusive Benefits The VA home loan program has been opening the door to homeownership for eligible servicemembers and surviving military spouses in Austin since 1944. In addition to offering significant savings, the VA mortgage program was designed with the specific needs of military families in mind. That means eligible buyers don’t need perfect credit or a large down payment to qualify. Read about the benefits of a VA Loan » Monthly Savings VA buyers benefit from competitive interest rates and no monthly PMI (private mortgage insurance) payments. $0 Down Options Depending on their eligibility, many VA homebuyers choose to purchase a home with no down payment . First-Time Buyers The military lifestyle can come with unique financial challenges. Luckily, the VA home loan’s credit and qualification guidelines are more flexible, making the VA mortgage a great option for first-time buyers. Learn more » Use Your VA Home Loan Benefit Use Your VA Home Loan Benefit Assessing your eligibility is a great way to start taking advantage of the VA mortgage benefit you earned through military service. The experts at Veterans United of Austin, TX can help connect you to the resources you need to obtain your Certificate of Eligibility. Call (512) 646-0800 to speak with a Veterans United of Austin specialist about eligibility and to see if you qualify. Tell Me More about VA Loan Eligibility » While exceptions and special circumstances exist, there are a few broad rules for VA loan eligibility: You have served 90 consecutive days of active service during wartime, OR You have served 181 days of active service during peacetime, OR You have more than 6 years of service in the National Guard or Reserves, OR You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability. Refinance with a VA Loan Refinance with a VA Loan The VA loan isn’t just for Austin homebuyers: Eligible homeowners in Texas have several options for refinancing using the VA loan program. The VA Streamline Refinance (also known as an Interest Rate Reduction Refinance Loan, or IRRRL) allows qualified VA homeowners to reduce their interest rate. VA cash-out and rate/term refinances are popular options...